• Cyber Risk Insurance Specialists

    Cyber is an evolving risk. Contact Metropolis today for a consultation.

  • About

    Metropolis Risk Management Advisors

    Metropolis Risk Management Advisors was initiated under the incentive to provide specialized insurance services on a personal level for small- to medium- and large-sized businesses.

     

    Mr. Tom Pegues, CEO of Metropolis Risk Management Advisors, has worked successfully for 20 years with significant Fortune 500 accounts, gathering extensive experience in corporate risk management, brokerage, claims, and underwriting. Tom's goal is to now extend his knowledge to provide best-in-class service to all risk management clients, personal and business, in addition to the many clients he currently represents.

     

    During his formidable work experience, Tom has been associated with many reputable and prominent businesses, such as Marsh USA, Inc., Loews Corporation, Reliance National, J.M. Huber Corporation and Dun & Bradstreet. His professional accomplishments have won him much prestigious recognition throughout the years.

     

    Tom was awarded the ARM Designation in December of 2002, and then, in October 2006, he was awarded the Risk Management Fellow Designation (RF), which is the highest designation in the risk management field. Tom was also published in the September 2006 edition of Risk Management Magazine as part of a panel of leading risk management professionals who were assembled to discuss the subject of Workers' Compensation fraud. Also, during his time with Marsh USA, which is globally recognized as a leading brokerage firm, Tom served as the Lead Broker in the New York Casualty Risk Management Department.

     

    Working with the select team of competent, multilingual, and customer-oriented professionals that make up Metropolis Risk Management Advisors, the Company is more than prepared to provide exemplary services to it's clients. The advantages of procuring the assistance of an insurance agency are copious, a few being comprehensive access to thorough risk analysis, a behind the scenes broker who will act on your behalf, and the benefit of a knowledgeable source in an extremely multifaceted industry.

    Projects

    45 Great Jones: Luxury real estate building in NoHo of New York

     

    Toren: 150 Million Luxury Condo Project in Downtown Brooklyn. (implemented the wrap-up)

     

    48 Bond Street: Luxury Condo Building on Exclusive Bond Street in Noho, Manhattan
    - Implemented the pre and post construction risk management and insurance on a $25 Million Project

     

    Jupiter 21: $35 Million Luxury Rental Building in the East Village
    - Implemented the pre and post construction risk management and insurance

     

    BFC Partners: $250 Million Real Estate Portfolio
    - Implemented all insurance related to the operation and protection of the affordable and luxury real estate portfolio

     

    Empire Outlets: $300 Million Project
    - The construction will commence in 2014 and we are implementing all pre and post construction insurances

  • Products & Services

    Metropolis Risk Management Advisors offers the following Products & Services.

    Large Companies

    We offer the following Products & Services for Large Companies;

    • Cyber Liability: we help customers design a custom Cyber Liability Insurance Program to provide financial resources in the event of  a data breach and resources to comply with Liabilities as a result of the data breach.
    • Workers’ compensation
    • General Liability
    • Commercial Auto Liability
    • Director’s and Officer’s Liability
    • Errors and Omission Liability
    • Fidelity aka Crime Insurance
    • Employment Practices Liability
    • Fiduciary Liability
    • Specialty Crime aka Kidnap and Ransom
    • Ocean Marine Insurance
    • Surety
    • Property Insurance
    • Umbrella / Excess Insurance
    • International Casualty Insurance
    • International Director’s and Officer’s Liability
    • Aviation liability Insurance
    • Business Travel Accident Insurance
    • Captive feasibility, set-up and Management
    • Other Alternative Financing Structures

    Small Business

    We offer the following Products & Services for Small Businesses;

    Business owners insurance or better known as a BOP offers complete coverage for medium to small businesses – typically those with fewer than 100 employees and less than $5 to $10 million in sales combines several types of insurance coverage together in a package to provide competitive pricing. You are able to customize the insurance to suit your business needs. With a business owner’s policy, your small business can get property insurance (including boiler & machinery), general liability insurance, and other coverage such as crime coverage, Errors & Omission (E&O), Business Interruption.

     

    Business owner’s policy can be a good solution for businesses like;

    • Automotive repair and service shops
    • Delicatessen and coffee shops
    • Florist
    • Barber shops and salons
    • Medical and Dental practices
    • Dry cleaners
    • Funeral homes
    • Start-ups

    Error & Omission for Professionals

    Policies for insurance agents, real estate agents and brokers, architects, third party administrators and other business professionals.

    An error or omission is a mistake, which causes financial harm to another, can occur on almost any transaction in any profession. This type of insurance helps to protect a professional, an individual or a company, from bearing the full cost of defense for lawsuits relating to an error or omission in providing covered Professional Services. This is a separate coverage from a standard general liability or property insurance policy.

    Real Estate

    Construction

    • OCIP (owner Controlled Insurance Programs)
    • Builder's Risk Insurance
    • CCIP
    • Traditional Insurance Programs

    Personal Lines

    We offer the following Products & Services for Personal Lines of Coverage;

    • Homeowners
    • Condo ⁄ Coop insurance
    • Renters
    • Automobile Insurance
    • Umbrella
    • Motorcycle
    • Boat Insurance

    Specialty Coverage

    We offer the following Products & Services for Specialty Coverage;

    • Event Cancelation Insurance (Conventions)
    • Travel Insurance
    • Pet Insurance
    • Wedding Insurance
    • Photography Insurance
    • Movie Production
    • Publishing ⁄ Media Insurance

    Healthcare

    We offer the following Products & Services for healthcare;

    • Medical Insurance
    • Life Insurance
    • Long-term Care insurance
  • Contact Us

    tom@metropolisadvisors.com

    Phone: +1 347 559 6217

×

Metropolis Risk Management Advisors has created this Privacy Policy in order to demonstrate our firm’s full commitment to your confidential personal information.

Who Should Use Our Web Site?
Our Web site is for insurance and financial products and services and is not intended for children. We offer insurance and financial products and services and thus do not market any products or services to children under the age of thirteen or knowingly collect any information from children under the age of thirteen. If we become aware that information is or has been submitted by or collected from a child under the age of thirteen, we will delete this information.

Safe Shopping and Security
Metropolis Risk Management Advisors will treat your credit card information and other personal data with the appropriate safety and security features and confidentiality standards. Credit Card information will not be stored on-line and will be safely deleted after each transaction.
Metropolis Risk Management Advisors uses SSL technology , thereby allowing communications to be encrypted. In order for SSL to work, though, you must have a browser that supports SSL technology.

Please note that e-mail may not be encrypted and cannot be considered a secure means of transmitting sensitive information. Metropolis Risk Management Advisors will never ask you to submit your credit card information via e-mail.

This website takes every precaution to protect our users' information. When users submit sensitive information via the website, your information is protected both online and off-line. When our registration/order form asks users to enter sensitive information (such as credit card numbers, employer identification numbers or social security numbers and other financial information), that information is encrypted and is protected with the encryption software in the industry - SSL. While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when you are just 'surfing'.

We will not sell, share, or rent your personal information to others.

Our site provides you the opportunity to opt-out of receiving communications from us and our partners at the point where we request your email address.

How Do We Protect Your Customer Information?
We expect any company with whom we share your information to use it only to provide the service we have asked them to perform. Information about you is also available within Metropolis Risk Management Advisors. It is available to those people who may need to use it to meet and service the needs of our customers. We communicate the need to protect your information to all employees and agents. We especially communicate this need to people who have access to it. Plus, we have established physical, electronic, and procedural safeguards to protect your information.

Note that if your relationship with us ends, your information will remain protected. This protection will be provided according to our privacy practices outlined in this notice.

Linked Sites
Some of the links shown on this site are linked to third-party Web sites. These links are provided only as a convenience to you. Allstate does not endorse these Web sites or guarantee the quality, accuracy or truthfulness of any content, information or services accessed through these Web sites. Whenever you leave the Allstate Web site, we encourage you to read the Privacy Statements of each and every Web site you visit. The Metropolis Privacy Statement only applies to this Web site.
Collection and Use of IP Addresses
We use IP addresses to analyze trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Cookies
A cookie is a small data file that certain websites write to your hard drive when you visit them. A cookie file can contain information such as a user ID that the site uses to track the pages you've visited.

When you visit the Site, Metropolis Risk Management Advisors uses a cookie to store a unique, random user ID called a Session variable. We do not store passwords or any personal information about you. These Session variables persist for the entire user-session. Once the session expires or is abandoned, the variable is discarded. We use this ID to identify you anonymously in our database and to track the pages you visit on our site.

You can refuse cookies by turning them off in your browser. You do not need to have cookies turned on to use the Site. However, if you turn off cookies, then you will not be able to order from the Site.

Registration and Ordering
Our site's registration form requires users to give us contact information (like their name and email address) and some demographic information (like gender, address and age). We use customer contact information from the registration form to send you information about Metropolis Risk Management Advisors.

Changes to Privacy Policy
We may occasionally change this Privacy Policy. If we do, we will post the changes on the Site. The changes will take effect as soon as posted.

Metropolis Risk Management Advisors Disclaimer and Warranties

Territorial Restrictions
This website is not intended to sell, service, and market insurance in any state where Metropolis Risk Management Advisors are not licensed. Currently the Metropolis Risk Management Advisors and/or its affiliates and/or its employees are licensed in New York, New Jersey, Connecticut, Georgia, Pennsylvania, and Florida (Metropolis Risk Management Advisors, Metropolis Risk Management Advisors Insurance Agency license number ?????, domiciled in NY, address in contact information below),

Any and All information on this Site is presented solely for the purpose of obtaining and providing insurance information, quotes and purchasing insurance.

Metropolis Risk Management Advisors is not an Insurance Company
The information presented in this site is a general description of the insurance coverage that you may choose to buy. The coverage provided to you is governed by the terms and conditions of the insurance policy as issued by the insurer. In situations where the information on this site differs from that provided in the insurance policy, the insurance policy shall control. Metropolis Risk Management Advisors does not recommend, endorse or otherwise advise you in relation to the merits of any particular insurance company or policy.

Indemnification
You agree to defend, indemnify and hold completely harmless Metropolis Risk Management Advisors from and against any and all claims, damages, costs, and expenses, including without limitation claims based upon the negligence of Metropolis Risk Management Advisors, arising from or related to your use of the site, the materials it contains, the use of your password to access or use the site, and any sites linked to this site.

Limitations and exclusions of liability
You expressly understand and agree that Metropolis Risk Management Advisors shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Metropolis Risk Management Advisors has been advised of the possibility of such damages), resulting from:

1.      The use or the inability to use the site;
2.      Unauthorized access to or alteration of your transmissions or data;
3.      Statements or conduct of any third party on the site; or
4.       Any other matter relating to the site.

If you are dissatisfied with the site, or any of the information contained thereon, or refuses to abide by this agreement, your sole and exclusive remedy is to discontinue your use. Notwithstanding the foregoing, Metropolis Risk Management Advisors liability to you shall be limited in all instances to the total sum of all net commissions received by Metropolis Risk Management Advisors You further agree not to join in any lawsuit with another person or serve as a class representative of any class action lawsuit against Metropolis Risk Management Advisors arising out of the use of the site.

Metropolis Risk Management Advisors shall not be held liable for any representations on third party sites in relation to the information provided in this site.

Disclaimer of Warranties
You expressly understand and agree that:

This site and all information, content, materials, products (including software) and services included on or otherwise made available to you through this site are provided by metropolis risk management llc on an "as is" and "as available" basis, unless otherwise specified in writing. Metropolis Risk Management Advisors and its affiliates make no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, products (including software) or services included on or otherwise made available to you through this site, unless otherwise specified in writing. You expressly agree that your use of this site is at your sole risk.

To the full extent permissible by applicable law, Metropolis Risk Management Advisors and its affiliates disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Metropolis Risk Management Advisors and its affiliates do not warrant that this site; information, content, materials, products (including software) or services included on or otherwise made available to you through this site; their servers; or e-mail sent from Metropolis Risk Management Advisors are free of viruses or other harmful components. Metropolis Risk Management Advisors and its affiliates will not be liable for any damages of any kind arising from the use of this site or from any information, content, materials, products (including software) or services included on or otherwise made available to you through this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, unless otherwise specified in writing.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.
Severability
If any provision of this Agreement is deemed unlawful, void, or unenforceable for any reason, then that provision shall be deemed severable from this Agreement and shall not affect the validity/enforceability of any remaining provisions in this agreement or agreements listed on the web site or supplied by Metropolis Risk Management Advisors

Copyright

All content included on this site, such as text, graphics, logos, button icons, images, and audio clips, digital downloads, data compilations, and software, is the property of Metropolis Risk Management Advisors or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Metropolis Risk Management Advisors and protected by U.S. and international copyright laws. All software used on this site is the property of Metropolis Risk Management Advisors or its software suppliers and protected by United States and international copyright laws

Governing Law and Venue

This Agreement, the entire relationship between you and Metropolis Risk Management Advisors, and any litigation or other legal proceeding between you and Metropolis Risk Management Advisors (whether grounded in tort, contract, law or equity) shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to its choice of law rules.

This contract is fully performable in New York, New York. Any litigation arising between the parties hereto shall be brought only in the state or federal courts having subject matter jurisdiction in New York, NY. You hereby irrevocably and unconditionally consent to the jurisdiction of any such court and hereby irrevocably and unconditionally waive any defense of an inconvenient forum to the maintenance of any action or proceeding in any such court, any objection to venue with respect to any such action or proceeding, and any right of jurisdiction on account of the place of residence or domicile of any party thereto.